Chartis - BusinessGuard

AIG - BusinessGuard
AIG - BusinessGuard

BusinessGuard by Chartis is a one-stop, fully inclusive insurance package that has been designed for the needs of small and medium size enterprises.

Depending on the option chosen, BusinessGuard provides comprehensive cover for material damage, loss of money, personal accidents, goods in transit, interruption of service, employer’s liability, public and goods liability, directors and officers liability, employee dishonesty, payable rent and other hazards. For administrative committees of buildings, coverage is offered for public liability and personal liability of their members.

BusinessGuard is suitable for offices, retail shops, educational institutions (colleges, schools, learning centers and kindergartens), leisure  establishments (restaurants, taverns, quick service restaurants, coffee shops, canteens, pubs offering hot meals, hotels, youth centers, gyms), personal care establishments (barbershops, hairdressing and beauty salons). In addition, it is suitable for building administrative committees and owners of offices, shops and apartments who use their properties as an investment, renting them to third parties.

BusinessGuard  coverage cannot be offered to jewelry shops, antique shops, galleries, fur shops, paint shops, gas stations, warehouses, laboratories and factories.

To be eligible for BusinessGuard coverage, enterprises must employ up to 49 employees and be located in buildings constructed 100% out of brick and concrete. Further, the total sum insured for building, contents, and stock must not exceed € 3,5 million.



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