Chartis - Public and Combined Liability

AIG - Public and Combined Liability
AIG - Public and Combined Liability

Public Liability
Public liability focuses on civil wrongs. An applicant (the injured party) usually sues the owner or occupier based on negligence and breach of duty.

The Public Liability insurance policy by Chartis provides protection against third party claims arising from bodily injury, property damage and personal injury. Legal defense costs are also included. Coverage is provided to protect the insured from liabilities arising from defects on business premises, operations and products of the business.

Policies can be written to include worldwide coverage and jurisdiction.

Combined Liability (Public and Employers Liability)
Businesses have a duty of care to their employees, customers and the general public. In today’s increasingly complicated world, companies and organizations are more and more likely to find themselves held liable for accidents and other events that cause injury to employees and third parties or damage to their property.

The Combined Liability insurance policy by Chartis protects companies and organizations from liability arising from work-related employee injuries and occupational diseases. In addition, it protects against liabilities arising from defects on business premises and operations.



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