Skandia Ireland – European Capital Account

Managed Capital Account
Managed Capital Account

The European Capital Account, designed for expatriate and international investors, is a flexible investment solution for lump sums with the option to invest regular premiums over the medium to long term.

Benefits at a Glance:

  • 100% of all premiums are allocated to units in selected funds.
  • Good prospects for capital growth.
  • Death benefit of 101% of the surrender value of your account at no extra cost.
  • Changing your choice of funds is unlimited and currently free of charge.
  • Easy access to capital: 10% annual ‘charge free allowance’ to provide for early surrender without charge, carried forward to future years if not used.
  • Option for automatic regular withdrawals on lump sums.
  • Νo early surrender charges after five complete years from last premium payment.
  • Choice of premium payment methods including credit card. No additional charges apply when regular premiums are paid by direct debit or credit card.


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